Grihalaxmi Finance
Credit Solutions

Microfinance Loan Products

Flexible, accessible credit schemes designed to fund business growth, equipment purchase, and working capital.

Product Loan

Fast working capital for small shop owners, trade vendors, and artisans needing quick inventory funds.

  • Amount: $500 – $5,000
  • Rate: 12.5% P.A.
  • Tenure: 6 to 18 Months
  • Flexible Weekly/Monthly Repayments
Apply for Product Loan
Group Solidarity Loan

Community group lending model empowering self-help groups with cross-guaranteed credit facilities.

  • Amount: $200 – $2,000 / member
  • Rate: 11.0% P.A.
  • Tenure: 12 Months
  • No Individual Collateral Required
Apply for Group Solidarity Loan
SME Expansion Loan

Substantial credit facility for established small businesses investing in machinery and equipment upgrades.

  • Amount: $5,000 – $25,000
  • Rate: 14.0% P.A.
  • Tenure: 12 to 36 Months
  • Custom Monthly Repayment Schedule
Apply for SME Expansion Loan

Ready to Grow Your Enterprise?

Apply for a tailored micro-loan online or visit any of our nationwide branch counters today.