Grihalaxmi Finance
Rate Transparency

Official Interest Rates Schedule

Transparent rates, zero hidden charges, and clear calculation methods regulated by central microfinance standards.

Micro-Finance Rates & Method Matrix
Product Name Amount Range Tenure Options Interest Rate (P.A.) Calculation Method Processing Fee
Micro-Enterprise Loan LOAN $500 – $5,000 6 – 18 Months 12.5% P.A. Reducing Balance 1.0%
Group Solidarity Loan LOAN $200 – $2,000 12 Months 11.0% P.A. Reducing Balance 0.5%
SME Expansion Loan LOAN $5,000 – $25,000 12 – 36 Months 14.0% P.A. Flat 1.5%

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