Product Loan EMI Calculator
Instant repayment calculation₹4,454
/ monthAbout Grihalaxmi Finance
Grihalaxmi Finance is committed to making quality financial services accessible to every individual and business. We specialize in Product Finance, Personal Loans, and customer-centric lending solutions with transparent policies, fast approvals, and flexible repayment options. Our mission is to empower families, entrepreneurs, and communities through responsible financial support and digital innovation.
Our Mission
Our mission is to empower families, entrepreneurs, and communities through responsible financial support and digital innovation.
Our Vision
To become one of India's most trusted financial institutions by delivering innovative lending solutions, exceptional customer service, and technology-driven financial inclusion for every community.
Why Choose Grihalaxmi Finance
Trusted Financial Solutions for Every NeedWe combine advanced technology with customer-first service to deliver secure, transparent, and hassle-free financing solutions for individuals, families, and businesses across India.
- Fast Loan Approval with Minimal Documentation
- Flexible EMI Plans & Transparent Interest Rates
- Product Loans for Mobile, Electronics, Furniture, Appliances & More
- Secure Digital Loan Management & Instant Payment Receipts
- Dedicated Customer Support & Trusted Financial Guidance
Our Core Products
Product Loan
Fast working capital for small shop owners, trade vendors, and artisans needing quick inventory fund...
- Amount: $500 – $5,000
- Rate: 12.5% P.A.
- Tenure: 6 to 18 Months
Group Solidarity Loan
Community group lending model empowering self-help groups with cross-guaranteed credit facilities.
- Amount: $200 – $2,000 / member
- Rate: 11.0% P.A.
- Tenure: 12 Months
SME Expansion Loan
Substantial credit facility for established small businesses investing in machinery and equipment up...
- Amount: $5,000 – $25,000
- Rate: 14.0% P.A.
- Tenure: 12 to 36 Months
High-Yield Savings Schemes
Savings Account
Everyday savings with monthly compound interest credits and zero account maintenance fees.
- Interest: 4.5% P.A.
- Opening Deposit: $10
- Tenure: Flexible Access
Fixed Term Deposit
Guaranteed high returns when locking funds for fixed tenure terms.
- Interest: Up to 8.5% P.A.
- Opening Deposit: $100
- Tenure: 3, 6, 12, or 24 Months
Group Savings Account
Joint passbook savings tailored for self-help groups and registered micro cooperatives.
- Interest: 6.0% P.A.
- Opening Deposit: $50
- Tenure: Joint Group Term
Why Micro-Borrowers Choose Us
Enterprise-grade security, rapid processing turnarounds, and client protection standards.
Bank-Grade Securites
Encrypted user sessions, role-based access control, and complete audit trail logging.
Bank-Grade Security
Encrypted user sessions, role-based access control, and complete audit trail logging.
Fast Loan Approval
Streamlined KYC verification allowing rapid decision turnarounds within 24 to 48 hours.
100% Transparent Terms
Zero hidden fees, transparent interest rate calculations, and clear repayment schedules.
Digital Services
Instant SMS transaction receipts, mobile collection logging, and online application tracking.
Trusted Community Partner
Serving over 50,000 active micro-borrowers and self-help group members with high satisfaction.
Extensive Branch Network
85+ nationwide branch offices providing physical cash counters and loan officer support.
Latest News & Press Releases
Grihalaxmi Expands Branch Network to 85 Locations
Our new branch operations deliver accessible micro-credit counters and field collection se...
Annual Financial Audit Confirms Outstanding Portfolio Health
Independent external audit results highlight a 99.2% repayment efficiency rate and robust...
Community Photo Gallery
Frequently Asked Questions
Quick answers to common borrowing and savings account questions.
Our field loan officers can also visit your commercial stall to assist with documentation verification.
Headquarters & Branch Network
Visit any of our branch offices for counter disbursements, deposits, and officer guidance.
TG Microfinance Headquarter
100 Financial Avenue, Suite 500
+91 (800) 555-0199
info@tgmicrofinance.org
Direct Inquiries & Assistance
Our team is available to guide you through loan applications and account setups.
Contact Support TeamReady to Apply for Micro-Credit
Submit your initial loan request online in minutes, or visit your nearest branch counter today.