Grihalaxmi Finance
Loan Rate Estimator
Instant repayment calculation
₹50,000
Min: ₹5,000 Max: ₹500,000
% P.A.
Installment Amount:

₹4,454

/ month
Number of Installments: 12 Installments
Total Interest Payable: ₹3,444
Total Payable Amount: ₹53,444
Proceed with Application
Building Financial Independence

About TG Microfinance

Founded with a mission to eliminate financial barriers, TG Microfinance serves thousands of members through transparent interest rates and digital collection services.

Our Mission

To deliver transparent, accessible credit that fosters self-reliance and community wealth creation.

Our Vision

To be the most trusted digital microfinance institution recognized for client protection and impact.

Read Our Story
Institutional Governance
Regulated Micro-Finance ERP

Operating under central banking regulation and double-entry accounting integrity.

  • Double-entry general ledger audited financial accounting
  • Field officer GPS biometric KYC identification
  • Central vault limit controls and instant digital receipts
Micro-Loans, Agri-Credit & Savings Accounts

Our Core Products

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Product Loan

Fast working capital for small shop owners, trade vendors, and artisans needing quick inventory fund...

  • Amount: $500 – $5,000
  • Rate: 12.5% P.A.
  • Tenure: 6 to 18 Months
Apply Now
Group Solidarity Loan

Community group lending model empowering self-help groups with cross-guaranteed credit facilities.

  • Amount: $200 – $2,000 / member
  • Rate: 11.0% P.A.
  • Tenure: 12 Months
Apply Now
SME Expansion Loan

Substantial credit facility for established small businesses investing in machinery and equipment up...

  • Amount: $5,000 – $25,000
  • Rate: 14.0% P.A.
  • Tenure: 12 to 36 Months
Apply Now
Deposit Accounts

High-Yield Savings Schemes

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Savings Account

Everyday savings with monthly compound interest credits and zero account maintenance fees.

  • Interest: 4.5% P.A.
  • Opening Deposit: $10
  • Tenure: Flexible Access
Open Account
Fixed Term Deposit

Guaranteed high returns when locking funds for fixed tenure terms.

  • Interest: Up to 8.5% P.A.
  • Opening Deposit: $100
  • Tenure: 3, 6, 12, or 24 Months
Open Account
Group Savings Account

Joint passbook savings tailored for self-help groups and registered micro cooperatives.

  • Interest: 6.0% P.A.
  • Opening Deposit: $50
  • Tenure: Joint Group Term
Open Account
Institutional Strengths

Why Micro-Borrowers Choose Us

Enterprise-grade security, rapid processing turnarounds, and client protection standards.

Bank-Grade Securites

Encrypted user sessions, role-based access control, and complete audit trail logging.

Bank-Grade Security

Encrypted user sessions, role-based access control, and complete audit trail logging.

Fast Loan Approval

Streamlined KYC verification allowing rapid decision turnarounds within 24 to 48 hours.

100% Transparent Terms

Zero hidden fees, transparent interest rate calculations, and clear repayment schedules.

Digital Services

Instant SMS transaction receipts, mobile collection logging, and online application tracking.

Trusted Community Partner

Serving over 50,000 active micro-borrowers and self-help group members with high satisfaction.

Extensive Branch Network

85+ nationwide branch offices providing physical cash counters and loan officer support.

Media Center

Latest News & Press Releases

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Oct 14, 2025
Grihalaxmi Expands Branch Network to 85 Locations

Our new branch operations deliver accessible micro-credit counters and field collection se...

Sep 28, 2025
Annual Financial Audit Confirms Outstanding Portfolio Health

Independent external audit results highlight a 99.2% repayment efficiency rate and robust...

Outreach & Events

Community Photo Gallery

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Annual Member Summit 2025
Annual Member Summit 2025
Financial Literacy Workshop for Self-Help Groups
Financial Literacy Workshop for Self-Help Groups
New Regional Branch Inauguration Ceremony
New Regional Branch Inauguration Ceremony
Help & Support

Frequently Asked Questions

Quick answers to common borrowing and savings account questions.

You will need a valid government-issued National Identity Card or Passport, proof of business address/stall location, and basic guarantor details.

Our field loan officers can also visit your commercial stall to assist with documentation verification.

Standard micro-loans undergo digital KYC and field officer verification within 24 to 48 hours following document submission. Approved funds can be collected at any branch counter or disbursed directly to your mobile wallet.

Yes. Authorized branch collection officers carry secure mobile ERP devices equipped with portable printers to issue instant electronic receipts for all field repayments and savings deposits.
Physical Presence

Headquarters & Branch Network

Visit any of our branch offices for counter disbursements, deposits, and officer guidance.

Head Office
TG Microfinance Headquarter

100 Financial Avenue, Suite 500

+91 (800) 555-0199

info@tgmicrofinance.org

Customer Support
Direct Inquiries & Assistance

Our team is available to guide you through loan applications and account setups.

Contact Support Team

Ready to Apply for Micro-Credit

Submit your initial loan request online in minutes, or visit your nearest branch counter today.